According to Keynesian economics, the amount left over when the cost of a person's consumer expenditure is subtracted from the amount of disposable income that he or she earns in a given period of time.

For those who are financially prudent, the amount of money that is left over after personal expenses have been met can be positive. For those who tend to rely on credit and loans to make ends meet, they will have negative savings. Savings can be turned into further increased income through investing.

Investment dictionary. . 2012.

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  • savings — n. 1) to set aside savings 2) to deposit; invest one s savings 3) to withdraw one s savings (from a bank) 4) to dip into; squander one s savings * * * invest one s savings squander one s savings to deposit to dip into to set aside savings to… …   Combinatory dictionary

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  • savings — / seɪvɪŋz/ plural noun money saved (i.e. money which is not spent) ● He put all his savings into a deposit account …   Dictionary of banking and finance

  • Savings account — Savings accounts are accounts maintained by retail financial institutions that pay interest but can not be used directly as money (by, for example, writing a cheque). These accounts let customers set aside a portion of their liquid assets while… …   Wikipedia

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